Whether you join our PRE-APPROVAL PROGRAM by submitting a Credit Application before you choose a vehicle – or find the vehicle first and then submit the Credit Application, we will need a certain amount of paperwork to process your file. Our aim is to make the process streamlined - to give you an approval quickly without any red tape. We need to establish three things to give you credit approval:

• Proof of identity
• Proof of income
• Proof of address

All the above for the guarantor/s (kafil) are required as well.

The table below summarizes the documents we would normally expect to verify these three things.

DOCUMENTS	Corporate	Retail
Credit Application(Completed and Signed)
Purchase Order (stamped by Chamber of Commerce)
Commercial Registration
Bank Statements
Audited Financial Statements (where available)
Utility Bills (electricity, water, telephone)
Site Plan / Sketch Map (showing customer’s location)
Employer’s letter - confirming salary, job title and length of service

Please download and print the appropriate Credit Application Form, by clicking on the appropriate icon in the table below. Once you have filled in and signed the form and collected the documents requested you can send, fax or deliver the documents to your nearest ACIT branch.

	Retail	Fleet
Instalment
Lease